Fractional Chief Financial Officer (CFO)
Strategic Financial Leadership, Cash-Flow Visibility & Capital Readiness
A seasoned finance executive who embeds into your business 1 to 3 days per week to transform historical accounting into forward-looking strategic financial governance, cash flow mastery, and investor readiness.
When to Bring in a Fractional CFO
- No visibility into rolling 13-week cash flow and working capital cushions
- Monthly MIS arrives 25+ days late and offers no actionable strategic insights
- Unit economics and gross margins eroding without clear accountability
- Preparing for debt syndication, private equity, or Series A/B funding without institutional data rooms
- Over-reliance on statutory CAs who file taxes but do not provide commercial strategy
Key Responsibilities & Governance
- Architect and maintain rolling 13-week cash flow and working capital forecast models
- Deliver executive monthly MIS dashboard with variance analysis by day 7 of each month
- Tighten credit policies and vendor payment cycles to compress Days Sales Outstanding (DSO)
- Build institutional financial models, cap table governance, and investor data rooms
- Lead banking relationships, debt syndication discussions, and board financial reviews
30 / 60 / 90-Day Milestones
Every fractional engagement begins with clear deliverables, measurable baselines, and a weekly execution rhythm.
Diagnostic & Baseline
- Audit existing accounting system, chart of accounts, and historical unit economics
- Implement first version of rolling 13-week cash flow engine
- Establish immediate working capital and expense control authorizations
Implementation & Cadence
- Deliver standardized, automated executive MIS reporting cycle
- Renegotiate critical vendor payment terms and overhaul receivables collection cadence
- Clean up historical cap tables, balance sheet classifications, and financial models
Outcomes & Optimization
- Full investor/bank data room ready for capital readiness or audit preparation
- Documented financial SOPs and KPI scorecards handed to internal finance manager
- Presentation of comprehensive 3-year strategic budget and margin expansion plan
Example SOW Deliverables
How You Can Engage
Comprehensive 2-week audit of cash flow, unit economics, and MIS reporting.
Focused on solving a specific constraint (e.g. DSO reduction or funding readiness).
Continuous strategic leadership, board presentations, and team oversight.
- 15+ years of senior financial leadership experience (ex-CFO or VP Finance)
- Proven track record across fundraising, debt syndication, or SME scaling
- Absolute confidentiality and non-disclosure standards
Common Questions About Hiring a Fractional CFO
How does a Fractional CFO work with our existing accountant?
Your in-house or external accountant continues bookkeeping, invoicing, and tax filings. The Fractional CFO sits above them to review figures, provide forward-looking strategic analysis, manage cash flow, and guide high-stakes financial decisions.
What is the typical cost compared to a full-time CFO?
A full-time Tier-1 CFO in India commands ₹40L to ₹80L+ per year plus equity and bonuses. A Rise Advisory Fractional CFO typically costs ₹75,000 to ₹2.5 lakh per month, saving up to 70% while delivering executive firepower.
Pair Senior Leadership with
Business Loans & Startup Funding
Strategic leadership demands non-dilutive and growth capital. Our fractional executives work directly with our Ahmedabad financial consultancy desk to structure collateral-free debt, state grants, and venture equity.
Bank financing for MSMEs & asset-light companies without mortgaging property.
Up to ₹30 Lakh non-dilutive seed capital, prototype assistance & sustenance funds.
Pitch decks, dynamic financial models & access to Ahmedabad/Gujarat investor syndicates.
Ready to Bring In a Fractional CFO?
Start with a Growth & Leadership Diagnostic to verify role alignment, define your 90-day deliverables, and meet matched candidates from our bench.